Pay Out - Ecuador
Develop Env
https://api.v2.stg.paypaga.com
Develop Env
https://api.v2.stg.paypaga.com
POST
https://api.v2.stg.paypaga.com
Required Fields
| Field | Description | Validation |
|---|---|---|
| first_name | Customer first name | Length >= 2 <= 50, RegEx ^\p{L}*(?:[ '-]\p{L}+)*$ |
| last_name | Customer last name | Length >= 2 <= 50, RegEx ^\p{L}*(?:[ '-]\p{L}+)*$ |
| document_type | Document type | See document types listed below |
| document_number | Document number | See document types listed below |
bank_code | Beneficiary bank | Must be one of the payout bank codes listed below |
account_type | Beneficiary account type | Required. Allowed values: Ahorro, Corriente |
account_number | Beneficiary account number | Required. Length >= 10 <= 20, RegEx ^\d+$ |
Document types
| Document Type | Description | document_number validation |
|---|---|---|
CI | Cedula de Identidad | 10 digits including last digit checksum |
PP | Passport | Must be a valid Ecuadorian passport |
Bank Identifier Code
| Name | Code |
|---|---|
| BANCO PICHINCHA | banco_pichincha |
| BANCO DE GUAYAQUIL S.A | banco_de_guayaquil |
| BANCO CITY BANK | banco_city_bank |
| BANCO MACHALA | banco_machala |
| BANCO DELBANK S.A. | banco_delbank |
| BANCO DE LOJA | banco_de_loja |
| BANCO DEL PACIFICO | banco_del_pacifico |
| BANCO INTERNACIONAL | banco_internacional |
| BANCO AMAZONAS | banco_amazonas |
| BANCO DEL AUSTRO | banco_del_austro |
| BANCO DE LA PRODUCCION | banco_de_la_produccion |
| BANCO BOLIVARIANO | banco_bolivariano |
| BANCO COMERCIAL DE MANABI | banco_comercial_de_manabi |
| BANCO GENERAL RUMINAHUI | banco_general_ruminahui |
| BANCO DEL LITORAL S.A. | banco_del_litoral |
| BANCO SOLIDARIO | banco_solidario |
| BANCO PROCREDIT S.A. | banco_procredit |
| BANCO CAPITAL S.A. | banco_capital |
| FINANCIERA - FINANCOOP | financiera_financoop |
| BANCO ECUATORIANO DE LA VIVIENDA | banco_ecuatoriano_de_la_vivienda |
| CACPECO LTDA (COAC) | cacpeco |
| COOP. DE LA PEQUENA EMPRESA DE PASTAZA | coop_pequena_empresa_de_pastaza |
| COOP. AHORRO Y CREDITO 23 DE JULIO | coop_ahorro_y_credito_23_de_julio |
| COOP. AHORRO Y CREDITO 29 DE OCTUBRE | coop_ahorro_y_credito_29_de_octubre |
| COOP. AHORRO Y CREDITO ANDALUCIA | coop_ahorro_y_credito_andalucia |
| COOP. AHORRO Y CREDITO COTOCOLLAO | coop_ahorro_y_credito_cotocollao |
| BANCO DESARROLLO DE LOS PUEBLOS S.A. | banco_desarrollo_de_los_pueblos |
| COOP. AHORRO Y CREDITO EL SAGRARIO | coop_ahorro_y_credito_el_sagrario |
| COOP. AHORRO Y CREDITO GUARANDA LTDA. | coop_ahorro_y_credito_guaranda |
| COOP. JUVENTUD ECUATORIANA PROGRESISTA LTDA. (COOP. JEP ) | coop_juventud_ecuatoriana_progresista |
| BANCO COOPNACIONAL S.A. | banco_coopnacional |
| COOP. AHORRO Y CREDITO OSCUS | coop_ahorro_y_credito_oscus |
| COOP. PABLO MUNOZ VEGA. | coop_pablo_munoz_vega |
| COO. AHORRO Y CREDITO COOPROGRESO | coop_ahorro_y_credito_cooprogreso |
| COOP. AHORRO Y CREDITO RIOBAMBA | coop_ahorro_y_credito_riobamba |
| CAJA DE AHORRO Y CREDITO SAN FRANCISCO | caja_de_ahorro_y_credito_san_francisco |
| COOP. AHORRO Y CREDITO TULCAN | coop_ahorro_y_credito_tulcan |
Request
Header Params
Body Params application/json
Responses
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.v2.stg.paypaga.com/payout' \
--header 'Authorization;' \
--header 'Content-Type: application/json' \
--data-raw '{
"country_code": "EC",
"currency": "USD",
"payment_method_code": "bank_transfer",
"transaction": {
"beneficiary": {
"first_name": "Juan",
"last_name": "Perez",
"document_type": "CI",
"document_number": "1710034065",
"account_number": "2103456789",
"bank_name": "banco_pichincha",
"account_type": "ahorro"
},
"transaction_data": {
"payout_concept": "laboris voluptate quis occaecat",
"merchant_transaction_reference": "invoice",
"transaction_total": 303
}
}
}'Response Response Example
{
"datetime": "2025-11-04 15:01:35.214842",
"details": {
"result": "success",
"transaction_processed": {
"merchant_transaction_reference": "e0264cbe-0bcf-4874-93f9-0ebe83b03ad3",
"transaction_id": "20251104-1401-4c30-b0e0-2948015f27c4"
}
},
"message": "Payment processing initiated",
"version": "0.1"
}